Graduating Medical & Pharmacy Students
Congratulations! As you prepare to graduate, the Financial Aid Office is here to assist you in the repayment of your educational loans.
Exit Counseling
Federal regulation requires anyone who has ever received an educational loan at UC San Diego to satisfactorily complete an Exit Counseling session upon graduation.*
Federal Direct Loans
If you received Federal Direct Loans, i.e. Stafford, Direct and/or Grad PLUS Loans, Subsidized and/or Unsubsidized, you must complete the Exit Counseling requirement. Follow the link below, then click on the Graduate/Professional Students tab and follow the instructions.
Campus-Based Loans
If you received campus-based loans, i.e. University and/or Loans for Disadvantaged Students, etc., in addition to or in lieu of Federal Direct Loans, you must complete the Exit Counseling requirement. Follow the link below then complete the step by step instructions.
*Note: You must complete both exit counseling sessions if you received federal direct loans and campus-based loans while in medical school.
An updated summary of your educational indebtedness will be sent to you in late Spring quarter along with a Loan Repayment Record. Please review these forms carefully and inform us of any corrections. Be aware that this summary is an estimate only as we do not have current information on your pre-matriculation debt, accrued and/or paid interest on loans such as Unsubsidized Stafford and/or GradPLUS or Alternative Loans or loans paid off with Consolidation Loans.
Loan Counseling & Repayment Resources
- Loan Counseling Information provides some basic information on loan consolidation and outlines your responsibilities in repaying your student loans.
- To calculate your monthly payment see the Repayment Estimator. Other helpful loan calculators and repayment information are also available.
- Debt Management Strategies - with common lender repayment practices, repayment options and other helpful information including online resources for repayment and consolidation.
- AAMC Student Loans and Repayment Strategies may be helpful to graduating students wanting to learn about ways to manage student loan debt and determine which repayment strategy is most advantageous during residency. Use the AAMC Medloans Organizer and Calculator to estimate your repayment.
- UC San Diego Loan Programs and Terms Summary Sheet
- AAMC Loan Repayment Timeline - reflects the timeline of repayment for June graduates.
- AAMC Loan Repayment / Forgiveness Scholarship Programs for loan repayment programs from various agencies.
If you have any questions after reviewing all of the information, contact us for further loan repayment counseling or your loan servicer.
Good luck to you in your future endeavors!