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The University of California offers residents and fellows a mandatory Defined-Contribution Plan (DCP), administred by Fidelity: DCP for Safe Harbor Participants (PDF). In lieu of Social Security, 7.5% of pre-tax income is directed to your DCP. Additional retirement contributions can be made with a voluntary 403(b) or 457(b) plan though Fidelity.

Contact HR

To receive access to your Fidelity accounts, contact Health Sciences HR and let them know that you are a resident physician requesting Fidelity access.

Health Sciences HR
619-543-3200 (option 2)


Contact Fidelity directly for questions related to:

  • Defined Contribution (Safe Harbor) Plan
  • 403 (b) or 457(b) Accounts
  • Changing fund distributions
  • Account rollovers upon completion of your UC San Diego training

Fidelity Net Benefits Website

Plan Documentation

​View the DCP Summary Plan (PDF) for additional information for the retirement plan.